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iChange is a multi-currency digital wallet that allows you to send and receive international payments from a single worldwide wallet. Send money overseas, or send money locally to friends. Pay your local and international bills, top up your prepaid mobile phones, pay for your hawker meal with scan and pay (SGQR), and conduct online and offline Mastercard transactions.

According to their website: The safety and integrity of your funds with iChange is of utmost priority to them. Your iChange funds are deposited into an account held with the DBS Bank Limited by SLIDESG PTE LTD, a Major Payment Institution approved and licensed by the Monetary Authority of Singapore under the Payment Services Act and is subject to MAS oversight.

Your money is therefore stored independent from iChange accounts in a safe and regulated manner. To further add to the security, all your card transactions are proceeded through the stringent Mastercard processes and is protected by Mastercard rules and standards.

Accroding to iChange FAQ website: Your iChange Wallet is password-protected, and each transaction requires you to enter your password or use your fingerprint. All transactions are encrypted for security. After a transaction is finished, you will be notified in the message.