Standard Chartered Journey Credit Card (Fee Waiver)

SingSaver Exclusive Promotion: Get S$20 cash via PayNow plus a Rebound Tag Promotion Criteria: Promotion is valid for new Standard Chartered credit card holders only Sign up for a Standard Chartered Journey Card and get $20 cash via PayNow plus a Rebound Tag upon card approval Promotion is valid until 17 July 2023 Terms and Conditions. Click here Standard Chartered Journey Credit Card Promotion: Get up to 35,000 miles Promotion Criteria: When you apply and make eligible spends on your Standard Chartered Journey Credit Card with annual fee waiver. Valid till 30 Jun 2023. Terms and Conditions. Click here What the product is about: The Standard Chartered X Credit Card has been rebranded and is now called the Standard Chartered Journey Card . Its benefits have also been overhauled, allowing cardholders to earn 3 miles for every S$1 spent on transportation, food delivery and online grocery merchants (capped at 3,000 miles per statement month). It also comes with 2 complimentary visits to Priority Pass lounges and travel insurance. Who is it for? Minimum Age: 21 Minimum Annual Income: S$30,000 Pros: +Earn 3 miles for every S$1 spent on online transactions from transportation, grocery and food delivery merchants +Earn 2 miles for every S$1 on foreign currency transactions +Earn 1.2 miles for every S$1 spent locally +S$0 foreign transaction fee for overseas spend made and posted in June-July, November-December 2023 +S$10 off Grab rides to or from Changi Airport +2 complimentary visits to Priority Pass lounges around the world each year +Get peace of mind when you travel with complimentary travel insurance coverage of up to S$500,000 +Rewards points do not expire +Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform +Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme Cons: -Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle Fulfilment: SingSaver Exclusive Promotion Gift will be fulfilled by SingSaver SCB Promotion Gift will be fulfilled by SCB

Standard Chartered Journey Credit Card (Fee Paying)

SingSaver Exclusive Promotion: Get S$20 cash via PayNow plus a Rebound Tag Promotion Criteria: Promotion is valid for new Standard Chartered credit card holders only Sign up for a Standard Chartered Journey Card and get $20 cash via PayNow plus a Rebound Tag upon card approval Promotion is valid until 17 July 2023 Terms and Conditions. Click here Standard Chartered Journey Credit Card Promotion: Get up to 45,000 miles Promotion Criteria: Promotion is valid for new Standard Chartered credit card holders only Get approved for a Standard Chartered Journey Credit Card and make the minimum spend criteria to be eligible for rewards Up to 25,000 miles: Additional 5 miles per dollar from eligible spends within 30 days of card approval, capped at S$5,000 10,000 miles: From annual fee payment of S$194.40 10,000 miles: From S$5,000 eligible foreign currency spends Promotion is valid until 30 June 2023 Terms and Conditions. Click here What the product is about: The Standard Chartered X Credit Card has been rebranded and is now called the Standard Chartered Journey Card . Its benefits have also been overhauled, allowing cardholders to earn 3 miles for every S$1 spent on transportation, food delivery and online grocery merchants (capped at 3,000 miles per statement month). It also comes with 2 complimentary visits to Priority Pass lounges and travel insurance. Who is it for? Minimum Age: 21 Minimum Annual Income: S$30,000 Pros: +Earn 3 miles for every S$1 spent on online transactions from transportation, grocery and food delivery merchants +Earn 2 miles for every S$1 on foreign currency transactions +Earn 1.2 miles for every S$1 spent locally +S$0 foreign transaction fee for overseas spend made and posted in June-July, November-December 2023 +S$10 off Grab rides to or from Changi Airport +2 complimentary visits to Priority Pass lounges around the world each year +Get peace of mind when you travel with complimentary travel insurance coverage of up to S$500,000 +Rewards points do not expire +Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform +Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme Cons: -Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle Fulfilment: SingSaver Exclusive Promotion Gift will be fulfilled by SingSaver SCB Promotion Gift will be fulfilled by SCB

Standard Chartered Rewards+ Credit Card

SingSaver Exclusive Promotion: Receive S$50 cash via PayNow Promotion Criteria: • Promotion is valid for new Standard Chartered credit card applicants • Apply and be approved for a new Standard Chartered Rewards+ credit card to be eligible for rewards • Valid till 31 July 2023 • Terms and Conditions. Click here Who is it for? Minimum Age: 21 Min. Annual Income: S$30,000 Pros: + Up to 10X reward points for every S$1 spent in foreign currency on overseas retail, dining and travel transactions + Up to 5X reward points for every S$1 spent on dining transactions + 1 reward point for every S$1 spent on all eligible spend + No min. spend required, 2 year annual fee waiver + Complimentary travel insurance coverage of up to S$500,000 when you charge your full travel fare to the card + Read SingSaver's full review of the Standard Chartered Rewards+ Credit Card Cons: - Additional reward points are capped at 20,000 points per year - Purchases from local hotel restaurants and supermarkets are not considered as qualifying dining transactions Fulfilment: • SingSaver Promotion Gift will be fulfilled by SingSaver

Standard Chartered Simply Cash Credit Card

SingSaver Exclusive Promotion: Receive 1x Flujo BEA Ergonomic Office Chair (worth S$509) or 1x Apple AirPods Pro Gen 2 (worth S$362.35) or S$300 Upsized Cash via PayNow. Promotion Criteria Promotion is valid for new Standard Chartered credit card members only Spend at least S$500 on a new Standard Chartered SimplyCash credit card within 30 days of card approval to be eligible for rewards Promotion is valid until 2 July 2023 Terms and Conditions. Click here Plus, get additional S$20 Bonus Cash when you put your card-on-file and spend at least S$20 on select merchants within 30 days of Card approval. List of selected merchants: Shopee, Lazada, Taobao, EzBuy, Qoo10, Carousell & Netflix What the product is about: Earn 1.5% cashback with no minimum spend or cashback cap. One of its perks includes full cashback when you pay your bills through SC EasyBill function. Furthermore, get up to S$277 rebate when you activate your physical card and spend S$200 on eligible merchants within 30 days of card approval. Who is it for? Minimum Age: 21 Minimum annual income: S$30,000 Pros: + 1.5% cashback for all spend, no min. spend and no cashback cap + Enjoy offers and privileges for online, dining, retail and more with The Good Life® + 2 year annual fee waiver + Read SingSaver's full review of the Standard Chartered Unlimited Credit Card Cons: - Cannot be used for EZ-Reload Fulfilment: • SingSaver Promotion Gift will be fulfilled by SingSaver

Standard Chartered Smart Credit Card

SingSaver Exclusive Promotion: Receive S$50 cash via PayNow Promotion Criteria: • Promotion is valid for new Standard Chartered credit card applicants • Apply and be approved for a new Standard Chartered Smart Card to be eligible for rewards • Valid till 31 July 2023 • Terms and Conditions. Click here What the product is about: Earn 1.5% cashback with no minimum spend or cashback cap. One of its perks includes full cashback when you pay your bills through SC EasyBill function. Furthermore, get up to S$277 rebate when you activate your physical card and spend S$200 on eligible merchants within 30 days of card approval. Who is it for? Minimum Age: 21 Minimum annual income: S$30,000 Features & Benefits: + 1.5% cashback for all spend, no min. spend and no cashback cap + Enjoy offers and privileges for online, dining, retail and more with The Good Life® + 2 year annual fee waiver + Read SingSaver's full review of the Standard Chartered Unlimited Credit Card Cons: - Cannot be used for EZ-Reload Fulfilment: • Promotion Gift will be fulfilled by SCB https://www.singsaver.com.sg/blog/standard-chartered-simply-cash-credit-card-review-fuss-free-cash-back-credit-card https://www.singsaver.com.sg/blog/best-unlimited-cashback-credit-cards-singapore#standard-chartered-unlimited-cashback What the product is about: At first glance, the Standard Chartered Smart Credit Card seems to be a bit of a head scratcher. Its headlining feature is a quite-attractive 6% cashback rate, with no minimum spends required. It gets better. There are no annual fees for this credit card whatsoever, and you can also split your payment into three interest-free instalments. Who is it for? Minimum Annual Income: S$30,000 Minimum Age: 21 Features & Benefits: + No cash advance fee + No annual fee + Get 3 months of Disney+ subscription + Enjoy 6% cashback in the form of reward points on selected merchants with no min. spend required + Enjoy 0.5% cashback in the form of reward points for all base spends with no monthly cashback cap + Enjoy 0% interest rates with 3-month EasyPay instalment tenure and 100% cashback on service fee - Cashback capped at 14,400 reward points, approximately S$45, on selected merchants Fulfilment: • SingSaver Exclusive Promotion Gift will be fulfilled by SingSaver

Standard Chartered Credit Card Promotions (Dec 2023)

REFER.SG has collaborated with SingSaver to present you the latest promotions for Standard Chartered Singapore credit cards for 2023. This blog is updated on best endeavour basis, thus if the promotion period has ended or mechanics have changed and this page has not been updated, you can click on the provided card application links to discover the latest available promotions.

Disclaimer: To enjoy the benefit, kindly apply through our SingSaver affiliate link herein this blog post.We kindly advise you to carefully review the latest requirements + terms and conditions of both the card issuer (Standard Chartered Bank Singapore) and SingSaver to ensure you don’t miss out on any rewards. REFER.SG shall not be held liable.

Standard Chartered Credit Card Promotion Summary

SCB Card Name	SCB Card Image	Apply via Affiliate Link
Standard Chartered Journey Credit Card (Fee Waiver)		Apply
Standard Chartered Journey Credit Card (Fee Paying)		Apply
Standard Chartered Rewards+ Credit Card		Apply
Standard Chartered Simply Cash Credit Card		Apply
Standard Chartered Smart Credit Card		Apply

Standard Chartered Credit Card Promotion Mechanics

Standard Chartered Credit Card Type

Standard Chartered Journey Credit Card (Fee Waiver)

SingSaver Exclusive Promotion: Get S$20 cash via PayNow plus a Rebound Tag
Promotion Criteria:
Promotion is valid for new Standard Chartered credit card holders only
Sign up for a Standard Chartered Journey Card and get $20 cash via PayNow plus a Rebound Tag upon card approval
Promotion is valid until 17 July 2023
Terms and Conditions. Click here
Standard Chartered Journey Credit Card Promotion: Get up to 35,000 miles
Promotion Criteria:
When you apply and make eligible spends on your Standard Chartered Journey Credit Card with annual fee waiver.
Valid till 30 Jun 2023.
Terms and Conditions. Click here
What the product is about:
The Standard Chartered X Credit Card has been rebranded and is now called the Standard Chartered Journey Card. Its benefits have also been overhauled, allowing cardholders to earn 3 miles for every S$1 spent on transportation, food delivery and online grocery merchants (capped at 3,000 miles per statement month). It also comes with 2 complimentary visits to Priority Pass lounges and travel insurance.
Who is it for?
Minimum Age: 21
Minimum Annual Income: S$30,000
Pros:
+Earn 3 miles for every S$1 spent on online transactions from transportation, grocery and food delivery merchants
+Earn 2 miles for every S$1 on foreign currency transactions
+Earn 1.2 miles for every S$1 spent locally
+S$0 foreign transaction fee for overseas spend made and posted in June-July, November-December 2023
+S$10 off Grab rides to or from Changi Airport
+2 complimentary visits to Priority Pass lounges around the world each year
+Get peace of mind when you travel with complimentary travel insurance coverage of up to S$500,000
+Rewards points do not expire
+Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform
+Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme
Cons:
-Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle
Fulfilment:
SingSaver Exclusive Promotion Gift will be fulfilled by SingSaver
SCB Promotion Gift will be fulfilled by SCB
Standard Chartered Journey Credit Card (Fee Paying)

SingSaver Exclusive Promotion: Get S$20 cash via PayNow plus a Rebound Tag
Promotion Criteria:
Promotion is valid for new Standard Chartered credit card holders only
Sign up for a Standard Chartered Journey Card and get $20 cash via PayNow plus a Rebound Tag upon card approval
Promotion is valid until 17 July 2023
Terms and Conditions. Click here
Standard Chartered Journey Credit Card Promotion: Get up to 45,000 miles
Promotion Criteria:
Promotion is valid for new Standard Chartered credit card holders only
Get approved for a Standard Chartered Journey Credit Card and make the minimum spend criteria to be eligible for rewards
Up to 25,000 miles: Additional 5 miles per dollar from eligible spends within 30 days of card approval, capped at S$5,000
10,000 miles: From annual fee payment of S$194.40
10,000 miles: From S$5,000 eligible foreign currency spends
Promotion is valid until 30 June 2023
Terms and Conditions. Click here
What the product is about:
The Standard Chartered X Credit Card has been rebranded and is now called the Standard Chartered Journey Card. Its benefits have also been overhauled, allowing cardholders to earn 3 miles for every S$1 spent on transportation, food delivery and online grocery merchants (capped at 3,000 miles per statement month). It also comes with 2 complimentary visits to Priority Pass lounges and travel insurance.
Who is it for?
Minimum Age: 21
Minimum Annual Income: S$30,000
Pros:
+Earn 3 miles for every S$1 spent on online transactions from transportation, grocery and food delivery merchants
+Earn 2 miles for every S$1 on foreign currency transactions
+Earn 1.2 miles for every S$1 spent locally
+S$0 foreign transaction fee for overseas spend made and posted in June-July, November-December 2023
+S$10 off Grab rides to or from Changi Airport
+2 complimentary visits to Priority Pass lounges around the world each year
+Get peace of mind when you travel with complimentary travel insurance coverage of up to S$500,000
+Rewards points do not expire
+Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform
+Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme
Cons:
-Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle
Fulfilment:
SingSaver Exclusive Promotion Gift will be fulfilled by SingSaver
SCB Promotion Gift will be fulfilled by SCB
Standard Chartered Rewards+ Credit Card

SingSaver Exclusive Promotion: Receive S$50 cash via PayNow
Promotion Criteria:
• Promotion is valid for new Standard Chartered credit card applicants
• Apply and be approved for a new Standard Chartered Rewards+ credit card to be eligible for rewards
• Valid till 31 July 2023
• Terms and Conditions. Click here
Who is it for?
Minimum Age: 21
Min. Annual Income: S$30,000
Pros:
+ Up to 10X reward points for every S$1 spent in foreign currency on overseas retail, dining and travel transactions
+ Up to 5X reward points for every S$1 spent on dining transactions
+ 1 reward point for every S$1 spent on all eligible spend
+ No min. spend required, 2 year annual fee waiver
+ Complimentary travel insurance coverage of up to S$500,000 when you charge your full travel fare to the card
+ Read SingSaver’s full review of the Standard Chartered Rewards+ Credit Card
Cons:
– Additional reward points are capped at 20,000 points per year
– Purchases from local hotel restaurants and supermarkets are not considered as qualifying dining transactions
Fulfilment:
• SingSaver Promotion Gift will be fulfilled by SingSaver
Standard Chartered Simply Cash Credit Card

SingSaver Exclusive Promotion: Receive 1x Flujo BEA Ergonomic Office Chair (worth S$509) or 1x Apple AirPods Pro Gen 2 (worth S$362.35) or S$300 Upsized Cash via PayNow.
Promotion Criteria
Promotion is valid for new Standard Chartered credit card members only
Spend at least S$500 on a new Standard Chartered SimplyCash credit card within 30 days of card approval to be eligible for rewards
Promotion is valid until 2 July 2023
Terms and Conditions. Click here
Plus, get additional S$20 Bonus Cash when you put your card-on-file and spend at least S$20 on select merchants within 30 days of Card approval. List of selected merchants: Shopee, Lazada, Taobao, EzBuy, Qoo10, Carousell & Netflix
What the product is about:
Earn 1.5% cashback with no minimum spend or cashback cap.
One of its perks includes full cashback when you pay your bills through SC EasyBill function. Furthermore, get up to S$277 rebate when you activate your physical card and spend S$200 on eligible merchants within 30 days of card approval.
Who is it for?
Minimum Age: 21
Minimum annual income: S$30,000
Pros:
+ 1.5% cashback for all spend, no min. spend and no cashback cap
+ Enjoy offers and privileges for online, dining, retail and more with The Good Life®
+ 2 year annual fee waiver
+ Read SingSaver’s full review of the Standard Chartered Unlimited Credit Card
Cons:
– Cannot be used for EZ-Reload
Fulfilment:
• SingSaver Promotion Gift will be fulfilled by SingSaver
Standard Chartered Smart Credit Card

SingSaver Exclusive Promotion: Receive S$50 cash via PayNow
Promotion Criteria:
• Promotion is valid for new Standard Chartered credit card applicants
• Apply and be approved for a new Standard Chartered Smart Card to be eligible for rewards
• Valid till 31 July 2023
• Terms and Conditions. Click here
What the product is about:
Earn 1.5% cashback with no minimum spend or cashback cap.
One of its perks includes full cashback when you pay your bills through SC EasyBill function. Furthermore, get up to S$277 rebate when you activate your physical card and spend S$200 on eligible merchants within 30 days of card approval.
Who is it for?
Minimum Age: 21
Minimum annual income: S$30,000
Features & Benefits:
+ 1.5% cashback for all spend, no min. spend and no cashback cap
+ Enjoy offers and privileges for online, dining, retail and more with The Good Life®
+ 2 year annual fee waiver
+ Read SingSaver’s full review of the Standard Chartered Unlimited Credit Card
Cons:
– Cannot be used for EZ-Reload
Fulfilment:
• Promotion Gift will be fulfilled by SCB
https://www.singsaver.com.sg/blog/standard-chartered-simply-cash-credit-card-review-fuss-free-cash-back-credit-card
https://www.singsaver.com.sg/blog/best-unlimited-cashback-credit-cards-singapore#standard-chartered-unlimited-cashback
What the product is about:
At first glance, the Standard Chartered Smart Credit Card seems to be a bit of a head scratcher. Its headlining feature is a quite-attractive 6% cashback rate, with no minimum spends required. It gets better. There are no annual fees for this credit card whatsoever, and you can also split your payment into three interest-free instalments.
Who is it for?
Minimum Annual Income: S$30,000
Minimum Age: 21
Features & Benefits:
+ No cash advance fee
+ No annual fee
+ Get 3 months of Disney+ subscription
+ Enjoy 6% cashback in the form of reward points on selected merchants with no min. spend required
+ Enjoy 0.5% cashback in the form of reward points for all base spends with no monthly cashback cap
+ Enjoy 0% interest rates with 3-month EasyPay instalment tenure and 100% cashback on service fee
– Cashback capped at 14,400 reward points, approximately S$45, on selected merchants
Fulfilment:
• SingSaver Exclusive Promotion Gift will be fulfilled by SingSaver

Meet the Blogger

Eric

Greetings, I’m Eric from Singapore! I’m a hustling dad in my early thirties. I started refer.sg as a platform to share my passion for reviewing personal finance apps, lifestyle items and household products through my hobby of content creation. I love connecting with new individuals to exchange thoughts and ideas. If you are in the areas of digital marketing, seeking to enhance your sales expertise or a brand owner interested in collaboration, don’t hesitate to reach out to me at hello@refer.sg for a coffee or tea chat!