Welcome to refer.sg — your go-to blog for making smarter money moves in Singapore!
We cover the topics that matter most to your wallet and your everyday life: personal finance, finance apps, credit cards, and savings accounts, alongside household tips, lifestyle inspiration, parenting hacks and side hustle ideas. Whether you’re comparing your next credit card, hunting for the best savings rates, or looking for a side income idea, we’re here to help you make informed decisions — without the jargon!
Every article on refer.sg is written from firsthand use of the products, apps, and promotions we cover, researched against official sources, and reviewed regularly so the information stays accurate. REFER.SG (UEN: 53467860B) is a registered entity owned by NANO INFLUENCE PTE. LTD. (UEN: 202319922D), incorporated in Singapore.
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Got a business enquiry, collaboration idea, or a question for us? We’d love to hear from you. Are you a startup founder looking to get in front of our readers? We offer free advertising opportunities for select startups, reach out and let’s chat! 📧 hello@refer.sg
Meet the Blogger
Our Approach
A bit more about our approach:
- I only recommend products and promotions I’ve personally researched or used
- I verify rates, fees and terms directly against official provider websites before publishing on best efforts basis
- I revisit and update older posts when terms change — you’ll always see a “last updated” date on our articles
- If you spot outdated info, email me and I’ll fix it asap — I’d genuinely rather be corrected than mislead readers
Connect with me via email at hello@refer.sg.
Our Editorial Process
We know money decisions matter, so here’s how we keep refer.sg accurate and trustworthy:
- Research — Every claim about rates, fees, or promo terms is checked against the official bank, fintech, or provider website at the time of writing on best endeavours basis.
- Firsthand experience — Where possible, we use the products and services ourselves before reviewing them.
- Regular reviews — Older articles are periodically revisited and updated as terms change; you’ll see a “last updated” date on each post.
- Corrections welcome — Spotted something outdated or incorrect? Email hello@refer.sg and we’ll review it promptly.
Important Notices
Accuracy of content We update our content on a best-effort basis. Promotions, rates, and terms change frequently, so please always verify the latest benefits and full Terms & Conditions directly with the respective service or product provider before signing up.
Affiliate disclosure Some links on refer.sg are affiliate links. If you sign up through them, we may earn a small commission — at no extra cost to you. Every bit of support helps us keep this blog running, and we’re grateful for it!
Disclaimer refer.sg exists to share honest product reviews and comparisons. We don’t warrant or guarantee the quality of any service or product featured here. Please do your own due diligence before signing up for anything — we cannot be held responsible for any personal or financial losses. All views and opinions expressed on this blog are our own, and none of our content or advertisements have been reviewed by the Monetary Authority of Singapore (MAS).
Terms of Service, Privacy & PDPA Policy You can read our full Terms of Service, Privacy Policy, and PDPA Policy here.
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