Chocolate Finance Referral Code (2024)

Chocolate Finance referral code: click here, get up to 4.2%pa returns. T&C apply.

Have you heard of Chocolate Finance? Get up to 4.2% p.a. returns on your first S$20k with them. Get daily returns and you can withdraw anytime. Check it out and sign up with my Chocolate Finance invite link: https://share.chocolate.app/nxW9/g5azj8hx

According to their website: Chocolate Finance is a new place for your spare cash where you can enjoy 4.2% p.a. return on your first S$20k and a target 3.5% p.a. on any amount thereafter. See your returns every single day. No lock-ins, no complex criteria or hoops to jump through. What’s more, they take no fees and make no money until they deliver the target return.

Money in banks need SDIC protection because if the bank fails your money is at risk. As Chocolate Finance is not a bank, they operate as asset managers, they do not require SDIC insurance.

With Chocolate Finance, your funds are segregated and held separately by their trusted and licensed fund managers’ custodians – HSBC and State Street. That said, they understand how important the security of your money is. That’s why, if they don’t make the target 4.2% p.a. for your first S$20k, the difference will be topped up so you enjoy the full target return during the qualifying period.

Per their website: Yes, Chocolate Finance is legitimate! Chocolate Finance is a brand of Chocfin Pte Ltd (202347190R) and is a private limited company incorporated in Singapore. Chocfin is a Capital Market Services (CMS101452) licence holder regulated by the Monetary Authority of Singapore. You may check out their MAS license here.

Chocolate Finance’s Founder and CEO is Walter de Oude. He was also the founder and CEO of Singlife before be started Chocolate Finance.

Disclaimer: We always recommend users to conduct their own due diligence before signing up. This article is not to be taken or construed as an investment advice.